Articles
Why You NEVER Own Real Estate in an IRA
Could be doing much more with your IRA instead of investing it in mutual funds, stocks, and bonds? By putting “better” investments into your IRA, you could gain a better return, and more...
How Your Advisor Gets Paid
When working with a professional to help you with your money and investments, you need to understand their motivation. Understanding your advisor’s incentives helps you to know why they are...
Your Guide to Health Savings Accounts
More and more employers are starting to offer health savings accounts in lieu of a standard health plan. Unfortunately, employees seem to know little about health savings accounts and why they...
Creating a Personal Net Worth Statement
If you had a quick snapshot into your financial life, don’t you think you could make wiser decisions around your money? Net worth is a measure of financial health. Your main financial goal should...
Social Security and the Earnings Test
No matter how you feel about social security, it is still one of the most important assets a person will have in their lifetime. According to a study by Allianz, approximately 63% of people fear...
Why the 4% Rule is Wrong
Once you begin to think about retirement, you will stumble upon the 4% withdraw rate rule. Simply put, it states that if you only withdraw 4% per year in retirement from your retirement accounts,...
Emergency Funds – Why You Need One Yesterday
No matter who you talk to in the financial world, you will always here that you need an emergency fund. The importance of an emergency fund cannot be overstated. Too often people back themselves...
Roth IRA – The Ultimate Guide
The Roth IRA seems like a simple retirement account at first glance. But there are some intricacies to the Roth IRA that can leave even the best minds confused. To start with, the Roth IRA has...
Traditional IRA or Roth IRA
There seems to be an ongoing debate about which individual retirement account is better, a Roth IRA or a Traditional IRA. The debate continues because ultimately there is no clear winner. These...
Understanding Target-Date Funds
You’ve probably seen them littering your 401k investment options. You’ve noticed most of the investment options all have dates behind them. By now, you may even understand that these options are...
