Your Guide to Auto Insurance

Your Guide to Auto Insurance

The saying should be: death, taxes, and auto insurance the only three certainties in life.If you have a car, you are going to need some type of auto insurance it’s the law. What type of auto insurance should you get and at what coverages can be the real question.Most...
The Ultimate Guide to Social Security [2019]

The Ultimate Guide to Social Security [2019]

Social Security is a beast. The Social Security Program Operations Manual System (POMS) is 27 chapters, nearly 3,000 rules, and the primary source of information used by the Social Security Administration. One look through the POMS and you can understand why it can be...
What Are The (Hidden) Fees in a Variable Annuity

What Are The (Hidden) Fees in a Variable Annuity

Annuities carry with them a lot of deep emotion and misunderstanding.  At its very core, an annuity is a contract between you and an insurance company where you turn over a large sum of money in exchange for a series of income payments. Typically, these payments will...
Understanding Common Advisor Designations

Understanding Common Advisor Designations

What does it all mean? Have you ever looked at someone’s business card or credentials and there appears to be a bowl of alphabet soup spilled behind their name? These credentials must be important, but what do they all stand for? We will discuss some of the more...
Why You NEVER Own Real Estate in an IRA

Why You NEVER Own Real Estate in an IRA

Could be doing much more with your IRA instead of investing it in mutual funds, stocks, and bonds? By putting “better” investments into your IRA, you could gain a better return, and more importantly, a better retirement. Most custodians holding your IRA account are...
How Your Advisor Gets Paid

How Your Advisor Gets Paid

When working with a professional to help you with your money and investments, you need to understand their motivation. Understanding your advisor’s incentives helps you to know why they are helping you and if what they are saying or doing is in your best interest....