What Are The (Hidden) Fees in a Variable Annuity

What Are The (Hidden) Fees in a Variable Annuity

What Are The (Hidden) Fees in a Variable Annuity Annuities carry with them a lot of deep emotion and misunderstanding.  At its very core, an annuity is a contract between you and an insurance company where you turn over a large sum of money in exchange for a series of...
Your Guide to Health Savings Accounts

Your Guide to Health Savings Accounts

Your Guide to Health Savings Accounts More and more employers are starting to offer health savings accounts in lieu of a standard health plan. Unfortunately, employees seem to know little about health savings accounts and why they may be better than going with the...
Roth IRA – The Ultimate Guide

Roth IRA – The Ultimate Guide

Roth IRA – The Ultimate Guide The Roth IRA seems like a simple retirement account at first glance. But there are some intricacies to the Roth IRA that can leave even the best minds confused. To start with, the Roth IRA has several 5-year rules that occur at...
Traditional IRA or Roth IRA

Traditional IRA or Roth IRA

Traditional IRA or Roth IRA There seems to be an ongoing debate about which individual retirement account is better, a Roth IRA or a Traditional IRA. The debate continues because ultimately there is no clear winner. These two different retirement accounts each have...
Understanding Target-Date Funds

Understanding Target-Date Funds

Understanding Target-Date Funds You’ve probably seen them littering your 401k investment options. You’ve noticed most of the investment options all have dates behind them. By now, you may even understand that these options are target-date funds, also known as...