Managing money is hard.
We will help you make sense of your money and investments, so you can spend your time living, not worrying.
Bullogic Wealth Management
Fee-Only Financial Advisors
As fee-only advisors, we never accept commissions for products or investments that we recommend. Your needs are always our #1 priority. We will never be tempted to put you into financial products that are not right for you.
Fiduciary
Fiduciary duty is the highest standard of care. Our advisors are legally and ethically required to act in your best interest. We will continually monitor your financial situation and adhere to best practices of conduct.
CERTIFIED FINANCIAL PLANNER™
Not all financial planners are certified. We are. CFP® professionals are held to strict, ethical standards to ensure our financial planning recommendations are in your best interest. You will receive the highest standard of care.
Your financial plan begins with you. We will organize your financial situation, understand your values, and set priorities unique to you. From this shared understanding we can work together to achieve your goals.
Our Process
Let’s start your plan with what brought you into our office in the first place. Do you have goals you need a clear-cut plan and action items for? Maybe you were facing some financial questions that didn’t have easy answers so you need some guidance. Or, maybe you are just stressed about your finances and need some clarity.
No matter what brought you into our office, that is our primary focus. Let’s answer your questions, give you a plan, and help you sleep better at night.
Once your plan is in place and we are both working towards your goals, we will turn our focus to other areas of your finances. Every month we will target a different area (cash flow, debt, tax planning, net worth review, etc.) of your finances so we can make improvements to your overall financial wellbeing.
At the end of the month you will receive a report with our analysis, your score, peer score, and action items to make improvements in that area.
We work with our clients on a comprehensive and ongoing basis. It is important to us that you are working towards your goals and the improvement of your financial health. At a minimum, we meet with clients twice a year; April and October. This allows us to make sure everyone is still on track, give the next steps of the plan, and make changes as your life changes.
We are here for you whenever you need us. Our phone, email, and office are always open. If you need to schedule more meetings during the year, we welcome it.
Bullogic Success Scorecard
Cash Flow Summary
Credit Report Summary
Savings Summary
Real Estate Summary
Debt Summary
Insurance Summary
Tax Planning Summary
Net Worth Summary
We are here to help you improve what’s working in your finances, fix what isn’t, and make sure you reach your goals.
Pay Down Debt
Student loans and credit card debt weighing you down? We will help you crawl out from your mountain of debt and make good use of your money.
Fund Retirement Accounts
How much do you need for retirement? $1 million? $2 million? Why guess about your future when we can tell you what to plan for?
Short-Term Goals
Life isn’t all about retirement. Are you buying a new house, getting married, and taking great vacations? We will help you fund your short-term and long-term goals.
Investment Management
The key to financial freedom is through proper investment allocation. We will help you find your risk tolerance and make good investment decisions in your 401k, retirement, and traditional accounts.
Implement Tax Savings Strategies
Overpaying in taxes doesn’t help you achieve your goals. There are plenty of ways to save on taxes and will review your tax returns to find them.
Insurance & Estate Planning
Are you prepared for the inevitable? You need to make sure your family is covered and your assets are properly distributed according to your wishes as efficiently as possible.
Here are 30 powerful ways Bullogic Wealth Management can help you remove the stress of your financial burden:
Budgeting and allocating your monthly finances
Maximize your social security benefits
Staying on track with financial accountability
Planning for retired health-care expenses
Business exit strategies
Proper distribution of employee stock options
Deciding on renting or buying a house
Manage your inheritance
Helping you build a health savings account
Determine proper life insurance coverage
Analyzing employee benefits packages
Paying down credit card debt
Establish an appropriate emergency fund
Make sure you reach retirement goals
Minimize your taxes
Proper selection and funding of an IRA/Roth IRA
Limiting your exposure to self-employment risks
Deciding on buying or leasing automobiles
Helping you merge finances for marriage
Educating you on various financial topics
Establish employee benefits for small businesses
Determine how to spend during retirement
Maximize your student loan repayment/forgiveness
Analyze your risk tolerance to maximize investments
Save for secondary school and college for kids
Achieve short-term goals
Charitable planning
Secure proper coverage in health and disability
Rebalance your portfolio for proper allocation
Allocate your assets through estate planning
Your Financial Planning Fee
We are Flat-Fee Financial Planners. Our fees are designed to be simple, all-inclusive, and transparent. Our fees are based on your employment status and will only change when that status changes. For your monthly subscription fee, you will receive Comprehensive Financial Planning, On-Going Yearly Support, Investment Management, and a credit for Tax Preparation. There is no required minimum time commitment, however; our services are designed for clients who wish to build comprehensive, long-term relationships.
Currently Employeed
Monthly Fee: $300
What’s Included:
Comprehensive Financial Planning
Investment Management
$150 Credit Towards Tax Preparation
Retired
Monthly Fee: $500
What’s Included:
Comprehensive Financial Planning
Investment Management
$350 Credit Towards Tax Preparation
Free 30-Min Phone Call
Our introductory phone call is designed so you can learn more about us and we can learn about you and what made you seek out a financial planner. No hard pitches or pressure, just a simple phone call.
Two Meeting Process
After our phone call, if you like what you hear, we will schedule a longer (1 hour) meeting to find out even more about you. Only after this longer meeting will we ask you to come onboard to start your financial planning journey.
Answers to Your Questions
Why do you charge a monthly subscription fee?
We never stop working for you. We are constantly monitoring your progress towards your financial goals and making recommendations to help your overall financial picture. We also understand your situation changes all of the time, so we will need to change with you. With our monthly subscription, you have year-long access to us. Don’t wait until our next meeting if you have a question, pick up the phone or shoot us an email.
Do you work in person or virtually?
We work virtually with all of our clients. This allows us to work with clients all over the United States. We have clients ranging from California to Florida, Maine to Texas.
Will you handle just investments?
Yes, if comprehensive financial planning is not your need, we can manage just your investments. We custodian with SEI and follow a research-backed buy and hold strategy. Our goal is to minimize the expenses in your investments to allow for greater returns. Our fee structure is different if we are just managing investments, we start at 1% of assets under management (AUM) and tier down depending on level of assets.
Do I have to bring my investments over to you?
If you are currently employed, you do not have to bring over any investments to us. If you would like us to manage your investments, there is no extra charge from us, it is included in your monthly subscription. Once you retire, we ask that you bring your investments over to us so we can develop a distribution strategy and monitor your portfolio. Again, all investment management is already included in your flat monthly fee.