One of the most powerful documents you can have in your estate documents is the power of attorney (POA). They often say dying is the easy part, because you are gone, and your assets just pass on to your beneficiaries. At the worst, they go to probate court to fight...

Fi – du – ci – ar – y Wikipedia defines fiduciary as, “A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties. Typically, a fiduciary prudently takes care of money or other assets for another person.” A fiduciary...

You are in the market for a new home, but you keep hearing about PMI insurance. You are unsure what it is, but people tell you it will add to the cost of the home and you should avoid it at all cost. What about if you already have PMI insurance on your home, should...

So, you are in the market for a new car. If you’ve ever bought a car before, you already understand that the experience will not be pleasant. I mean, who wants to wander around a lot all day, test drive multiple cars, and then when that fun is finally over you get to...

If you are going to buy a house, it is probably one of the biggest purchases of your life. Depending on where you live, a house can range from $100,000 to multiple millions of dollars. With a purchase price that is that high, it makes it difficult if not impossible to...

The saying should be: death, taxes, and auto insurance the only three certainties in life.If you have a car, you are going to need some type of auto insurance it’s the law. What type of auto insurance should you get and at what coverages can be the real question.Most...

Social Security is a beast. The Social Security Program Operations Manual System (POMS) is 27 chapters, nearly 3,000 rules, and the primary source of information used by the Social Security Administration. One look through the POMS and you can understand why it can be...

Annuities carry with them a lot of deep emotion and misunderstanding.  At its very core, an annuity is a contract between you and an insurance company where you turn over a large sum of money in exchange for a series of income payments. Typically, these payments will...

What does it all mean? Have you ever looked at someone’s business card or credentials and there appears to be a bowl of alphabet soup spilled behind their name? These credentials must be important, but what do they all stand for? We will discuss some of the more...

Could be doing much more with your IRA instead of investing it in mutual funds, stocks, and bonds? By putting “better” investments into your IRA, you could gain a better return, and more importantly, a better retirement. Most custodians holding your IRA account are...