So, you are in the market for a new car. If you’ve ever bought a car before, you already understand that the experience will not be pleasant. I mean, who wants to wander around a lot all day, test drive multiple cars, and then when that fun is finally over you get to...

If you are going to buy a house, it is probably one of the biggest purchases of your life. Depending on where you live, a house can range from $100,000 to multiple millions of dollars. With a purchase price that is that high, it makes it difficult if not impossible to...

The saying should be: death, taxes, and auto insurance the only three certainties in life.If you have a car, you are going to need some type of auto insurance it’s the law. What type of auto insurance should you get and at what coverages can be the real question.Most...

Social Security is a beast. The Social Security Program Operations Manual System (POMS) is 27 chapters, nearly 3,000 rules, and the primary source of information used by the Social Security Administration. One look through the POMS and you can understand why it can be...

Annuities carry with them a lot of deep emotion and misunderstanding.  At its very core, an annuity is a contract between you and an insurance company where you turn over a large sum of money in exchange for a series of income payments. Typically, these payments will...

What does it all mean? Have you ever looked at someone’s business card or credentials and there appears to be a bowl of alphabet soup spilled behind their name? These credentials must be important, but what do they all stand for? We will discuss some of the more...

Could be doing much more with your IRA instead of investing it in mutual funds, stocks, and bonds? By putting “better” investments into your IRA, you could gain a better return, and more importantly, a better retirement. Most custodians holding your IRA account are...

When working with a professional to help you with your money and investments, you need to understand their motivation. Understanding your advisor’s incentives helps you to know why they are helping you and if what they are saying or doing is in your best interest....

More and more employers are starting to offer health savings accounts in lieu of a standard health plan. Unfortunately, employees seem to know little about health savings accounts and why they may be better than going with the standard plan. A health savings account...

If you had a quick snapshot into your financial life, don’t you think you could make wiser decisions around your money? Net worth is a measure of financial health. Your main financial goal should be to increase your net worth over your life. By creating a personal net...